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Infinite Banking

Next Gen Financial, LLC

Planning for a secure financial future doesn’t have to be complex. Infinite Banking empowers you to take control of your finances by allowing you to borrow against the cash value of a life insurance policy, creating a personal bank. Use these funds for major expenses, investments, or emergencies, without relying on traditional banks.

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Louis P. Meyer, ESQ.

⭐⭐⭐⭐⭐

I highly recommend Ramon Fazah. I have known him for over a decade and have always known him to have a high level of integrity and good business ethics. He takes care of his clients like they are family. He has always been very successful and it is because he is patient and understands what his clients need and always delivers. Ramon Fazah is an excellent business partner.

Happy Customers

More than 100's clients taken care of!

Infinite Banking

Next Gen Financial, LLC

Planning for a secure financial future doesn’t have to be complex. Infinite Banking empowers you to take control of your finances by allowing you to borrow against the cash value of a life insurance policy, creating a personal bank. Use these funds for major expenses, investments, or emergencies, without relying on traditional banks.

About Us

Helping You To

Manage Your Infinite Banking Needs!

Ramon Fazah

Agency Owner & National Recruiter
NPN: 18826150

About Us

Helping You To

Manage Your Infinite Banking Needs!

Ramon Fazah

Agency Owner & National Recruiter
18826150

Everything You Need To Know

About Infinite Banking At A Glance

What is Infinite Banking?

Infinite Banking is a strategy that uses a whole life insurance policy as a personal bank. By building cash reserves within the policy, you can borrow against it, repay with interest, and grow your savings independently—reducing reliance on traditional banks.

Important Details

Infinite Banking builds a self-sustaining financial system, offering lifelong protection and tax-advantaged cash growth. Access funds as needed for investing, education, or retirement. Start your journey to financial independence today.

Everything You Need To Know

About Infinite Banking At A Glance

What is Infinite Banking?

Infinite Banking is a strategy that uses a whole life insurance policy as a personal bank. By building cash reserves within the policy, you can borrow against it, repay with interest, and grow your savings independently—reducing reliance on traditional banks.

Important Details

Infinite Banking builds a self-sustaining financial system, offering lifelong protection and tax-advantaged cash growth. Access funds as needed for investing, education, or retirement. Start your journey to financial independence today.

Reviews

Real-Life Testimonials

From Satisfied Clients

Louis P. Meyer, ESQ.

I highly recommend Ramon Fazah. I have known him for over a decade and have always known him to have a high level of integrity and good business ethics. He takes care of his clients like they are family. He has always been very successful and it is because he is patient and understands what his clients need and always delivers. Ramon Fazah is an excellent business partner.

Shari LaRocque

Ramon was able to do what my past broker, bank or lender had never been able to do. He was able to re-fi my house. It was an extremely complicated case that required intricate detail and a mound of paperwork. He thought it through, organized the paper trail, and made it happen. And the deal he worked blew me away. It's also the reason I'm sending my friends his way. I highly recommend him for his tireless dedication to his clients, his attention to detail and his creativity to do the impossible.

Sean Boyd CPA, CFP, CVA

Ramon helped one of my clients refinance four investment homes under the HARP II program. This is NOT as easy as it sounds. Banks will do just about everything to stall this process so customers get frustrated and give up and stay with a higher interest rate. They require a broker with tenacity and a commitment to see the deal through to the end. This is a hard work project. At the end of the day, the client got a 3.625% interest rate on investment property! Very few folks can make this happen but Ramon saw it through to the end.

Reviews

Real-Life Testimonials

From Satisfied Clients

Louis P. Meyer, ESQ.

"I highly recommend Ramon Fazah. I have known him for over a decade and have always known him to have a high level of integrity and good business ethics. He takes care of his clients like they are family. He has always been very successful and it is because he is patient and understands what his clients need and always delivers. Ramon Fazah is an excellent business partner."

Shari LaRocque

"Ramon was able to do what my past broker, bank or lender had never been able to do. He was able to re-fi my house. It was an extremely complicated case that required intricate detail and a mound of paperwork. He thought it through, organized the paper trail, and made it happen. And the deal he worked blew me away. It's also the reason I'm sending my friends his way. I highly recommend him for his tireless dedication to his clients, his attention to detail and his creativity to do the impossible."

Sean Boyd CPA, CFP, CVA

"Ramon helped one of my clients refinance four investment homes under the HARP II program. This is NOT as easy as it sounds. Banks will do just about everything to stall this process so customers get frustrated and give up and stay with a higher interest rate. They require a broker with tenacity and a commitment to see the deal through to the end. This is a hard work project. At the end of the day, the client got a 3.625% interest rate on investment property! Very few folks can make this happen but Ramon saw it through to the end."

More Info

Important Questions

Is Infinite Banking Right for Me?

Infinite Banking works best for individuals seeking financial independence and control over their funds. It’s ideal for those interested in building a flexible, long-term financial system. This approach can be customized to suit various income levels and financial goals.

How Much Should I Contribute to Start?

The amount to start depends on your financial goals and budget. Consult with an expert to determine an optimal contribution amount to meet your needs. Starting with the right amount can set you up for sustainable, long-term growth.

Is a Medical Exam Required?

A medical exam may be required to establish a whole life insurance policy, but this varies by provider and policy terms. Some providers may offer policies without exams, depending on coverage needs.

Can I Access My Funds Anytime?

Yes, you can borrow against your policy’s cash value anytime, with flexible repayment terms tailored to your needs. This flexibility is one of the key benefits of the Infinite Banking strategy.

How do I Sign Up?

Schedule a consultation to explore how Infinite Banking can be tailored to your financial goals and learn the steps to set up your policy.

More Info

Important Questions

Is Infinite Banking Right for Me?

Infinite Banking works best for individuals seeking financial independence and control over their funds. It’s ideal for those interested in building a flexible, long-term financial system. This approach can be customized to suit various income levels and financial goals.

How Much Should I Contribute to Start?

The amount to start depends on your financial goals and budget. Consult with an expert to determine an optimal contribution amount to meet your needs. Starting with the right amount can set you up for sustainable, long-term growth.

Is a Medical Exam Required?

A medical exam may be required to establish a whole life insurance policy, but this varies by provider and policy terms. Some providers may offer policies without exams, depending on coverage needs.

Can I Access My Funds Anytime?

Yes, you can borrow against your policy’s cash value anytime, with flexible repayment terms tailored to your needs. This flexibility is one of the key benefits of the Infinite Banking strategy.

How do I Sign Up?

Schedule a consultation to explore how Infinite Banking can be tailored to your financial goals and learn the steps to set up your policy.

Looking for a First-Class Infinite Banking Consultant?

Looking for a First-Class Infinite Banking Consultant?

Next Gen Financial, LLC is committed to serving you at the highest level with all your Infinite Banking needs.

National Producer Number: 18826150

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Next Gen Financial, LLC is committed to serving you at the highest level with all your Infinite Banking needs.

National Producer Number: 18826150

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